Unfortunately sometimes, obtaining a County Court Judgment (CCJ) is only the start of the process of trying to get a debtor to pay you; so if you have obtained a CCJ what can you do if a Judgment Debtor still refuses to pay you?
There are a number of options that are available to you as a Claimant to enforce a CCJ where the Defendant has either refused to pay you, or has proposed terms of payment that are unsatisfactory to you the Claimant. The enforcement options available to you can include bringing insolvency proceedings against the Defendant, transferring the CCJ to the High Court for enforcement, using the County Court bailiff or obtaining an attachment of earnings order, charging order or third party debt order.
The options available all have advantages and disadvantages, including the relative costs involved; timescale and ultimately perhaps the most important of all: the likelihood of you, the Claimant, securing the money that is legally owed to you.
As a general rule of thumb (there are exceptions), you as a Claimant have 6 years to enforce a Judgment against a Defendant before you are out of time. It is therefore important that you don’t miss your opportunity research and implement the options available to you to secure the payment of money that you are entitled to.
So, If you have obtained a CCJ and would like any assistance or advice regarding the best way to enforce it, give us a call or drop in to see our Civil Litigation Department and we will let you know the best way to move forward and to obtain the money that you are owed.
Contact Patrick: email@example.com or call: 08442 250 004